The PHASE Into Retirement(TM) Field Guide

PHASE Into Retirement¿ is a practical, research-informed framework designed to help people prepare for the life side of retirement-not just the financial side. Built around five essential dimensions-Purpose, Health, Activities, Social Life, and Everyday Life-PHASE helps individuals understand how these interconnected elements shape well-being, satisfaction, and momentum after work ends. This booklet translates decades of research into clear insights and reflections that help readers intentionally design a retirement marked by meaning, connection, structure, and joy.